Toy Vehicles

When you purchase a recreational vehicle (RV), you buy much more than a vehicle. RVs are homes on wheels. Before taking your RV on a camping trip or vacation, it’s essential to consider acquiring an RV insurance policy. The right coverage can protect you and your motorhome from covering significant costs after an accident.

What Does RV Insurance Include?

In addition to including protection matching the driving and property risks associated with your motorhome, a standard RV insurance policy might consist of the following coverages:

·        Liability insurance helps by insuring you against damage or injuries you cause to others if you are at fault in a wreck.

·        Collision insurance helps by covering damage to your vehicle after a wreck.

·        Comprehensive insurance helps pay for vehicle damage from non-accident mishaps, such as weather damage.

·        Medical payments coverage helps cover your medical bills and passengers’ expenses.

·        Uninsured/underinsured insurance helps by insuring you against damage caused by someone else who doesn’t have appropriate liability coverage.

·        Campsite and vacation coverage helps by covering liabilities associated with using the RV as a vacation property.

·        Full-time residence insurance is intended for those permanently living in their RVs.

Other coverage offers help for roadside assistance, rental car coverage and expenses protection (for expenses such as emergency hotel bills).

Contact Our Agency

If you are an RV owner near Martinsburg, West Virginia, the agents at Eckenrode Financial Services can assist you in learning more about RV insurance policies so you can decide on the right coverage for you and your home on wheels.

For additional information about RV insurance, contact our agency today at 304-267-2100.